Reaping benefits with LA County Social Security retirement benefits Attorney
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One of the major benefits the Social Security Administration (SSA) administers is the retirement benefits. It was only later on that a health insurance benefit in the scope of the Social Security under the Medicare program is added.
The Social Security Act evolved during the past years as new social and economic issues emerge. Changes were made to provide more protection and coverage for the Social Security members.
Generally, benefits under the Social Security law are paid based on the workers’ employment record and social security taxes or contributions.
For retirees in Los Angeles County, LA County Social Security retirement benefits attorney helps to see to it that a worker who worked and paid Social Security taxes were given proper benefits upon retirement. The worker earns credits during the time he was working. His entitlement to benefits and the amount thereof will be based on his earned credits.
The number of required credits depends on the year the worker was born. If he was born in 1929 or later, he will need 40 credits or an equivalent of 10 years of work.
For those who has stopped working, the equivalent earned credits for number of years worked remain in the Social Security record. The credits can be added on upon returning to work to qualify for retirement benefits.
The amount receivable will also vary depending on the worker’s retirement age. If he opted to retire early at the age of 62, his benefits will not be as high when he retires at older age.
Further, when a worker applies for retirement benefits with the SSA, his or her spouse may be eligible for benefits based on the worker’s earnings. But the spouse must be:
1. at least 62 years of age
2. or have a qualifying child in his/her care
A qualifying child means:
• A child below 16 years of age
• A child who receives Social Security disability benefits
The retirement benefits that the spouse can receive can be as much as half of what the worker can receive. But the amount will vary depending on the spouse’s age.
The spouse’s benefits will be reduced if he/she begins to receive benefits before the age of 65, 66 or 67, as the case may be. The benefits will not be reduced if the spouse is caring for a qualifying child.
But if the spouse is eligible for retirement benefits himself/herself based on his/her own earnings, the SSA will either: (1) pay the retirement benefits if the same is higher than the benefits for the spouse; or (2) pay the benefits for the spouse if the same is higher than the retirement benefits.
The programs have become part of our lives for more than 70 years now, covering nearly 96% of all occupations in the US. RSDI, the program where retirement benefit is associated, continues to provide economic security for retirees nowadays.
There are now around 164 million workers to have received Social Security protection. And there are about 50 million people who have been RSDI recipients and received retirement benefits.
For inquiries about RSDI benefits, SSA may be reached thru 1-800-772-1213 or www.ssa.gov or visit your LA County Social Security benefits attorney.
To help you claim your retirement benefits, consult with our skilled LA County Social Security retirement benefits attorneys. Visit our website to avail of our free case evaluation.